2015 Senior Health Insurance Information Program Medicare Information
The 2015 Annual Open Enrollment Period for Medicare runs from October 15 through December 7. Below you will find helpful information about prescription drug plans and Medicare Advantage plans that can assist you during the enrollment process.
SHIIP counselors are dedicated to helping seniors make wise and informed decisions about their Medicare policies. To see how SHIIP counselors can help you and learn more about Medicare, please watch SHIIP's 30-minute informational video "Lighting the Way to Medicare."
**Medicare is not part of the federal Health Insurance Marketplace and those who are receiving their health insurance benefits through Medicare will continue to do so rather than switch to the Health Insurance Marketplace. For more information on this, please click here for a flier on the Marketplace Impact on Medicare.
Prescription Drug Plan Options
Included below are several options available for seniors who need help reducing the out-of-pocket costs they pay for prescription drugs.
Click here to view the 2015 Standard Medicare Part D Benefit.
Click here to view 2015 Medicare Part D Stand-Alone Prescription Drug Plans.
Medicare Prescription Drug Plans
People with Medicare can enroll in a Medicare prescription drug plan and receive extra help paying for the premiums, deductibles, gaps in coverage and co-pays.
The Louisiana SenioRx Program is a program that connects qualified, low-income people with discount prescription drugs, direct from the pharmaceutical manufacturer. Trained counselors are also available to provide Medicare Part D Prescription Drug Coverage plan comparison and enrollment assistance.
SenioRx does not provide assistance for obtaining short-term medications to meet acute needs, including antibiotics.
Patients will be assisted with the public or private programs most likely to meet their needs. LouisianaSenioRx helps low-income, uninsured patients:
- Enroll in more than 150 company patient assistance programs
- Access more than 1,200 medicines for free or at a low cost
- Learn how to contact government programs for which they may qualify
Governor's Office of Elderly Affairs - Aging and Disability Resource Center
Low Cost Drugs
Several national pharmacies have announced they are drastically reducing the cost of generic prescription drugs. Target, Wal-Mart and Sam's Club, CVS, Walgreens, Rite Aid and several of your grocery store pharmacies offer low cost charge for generic drugs.
You will need to contact the drug store for participation and list of medications included in the program.
Pharmaceutical Manufacturers Association Free Medications Directory
Many pharmaceutical companies have programs which provide free or low cost medications to those in need regardless of age.
Most of these programs require that you:
- Do not have insurance that covers outpatient prescription drugs
- Do not qualify for government assistance
- Have income within their stated guidelines
The application process is different for each company. Usually a doctor must sign your completed application form and have his/her office submit it for you.
VA Prescription Benefit
If you are an honorably discharged veteran, consider using your VA drug benefit. Veterans can use the VA drug benefit by mail order for their monthly maintenance drugs and still use Medicare Part D for other prescriptions. To apply, call 1-877-222-8387.
Medicare Savings Program
The Medicare Savings Program offers low-income Medicare beneficiaries help covering their Medicare costs with the Medicaid program. You may be eligible for the program depending on your income and assets.
Click here to view eligibility requirements.
Information on applying can be found here.
Are there any Medicare Advantage Plans available where I live?
Currently, you can choose from three types of Medicare Advantage Plans:
- Medicare Advantage HMO
- Medicare Advantage PPO
- Medicare Advantage PFFS
These plans are available in selected parishes across the state and it is important to know the differences between them.
Click here to view a list of plans available in your parish..