Under Louisiana law (La. R.S. 22:1575) an individual producer may not sell, solicit or negotiate long-term care insurance unless the individual has complied with the long-term care training requirements. This requirement is separate and distinct from the continuing education requirements for a licensee.
Any individual who was licensed and engaging in the sale, solicitation or negotiation of long-term care insurance on August 15, 2010 must complete the initial training no later than August 15, 2011. Any person licensed and beginning to engage in the sale, solicitation or negotiation of long-term care insurance after August 15, 2010 must complete the eight (8) hours of training before engaging in that act.
In addition to the initial training, an individual engaged in the sale, solicitation or negotiation of long-term care insurance must complete no less than four (4) hours of training every two years (every renewal period) in order to continue to engage in that business.
It is the responsibility of the appointing insurer to track and confirm compliance with this requirement by their producers. The Louisiana Department is not charged with and does not generally track this information.
The training courses may be submitted to the Louisiana Department of Insurance by the provider to receive continuing education credits. This credit will be awarded for the appropriate license types. If the courses are approved for continuing education credit, the licensee may apply that credit toward the continuing education requirements for the license types for which the course is approved. The licensee should confirm with the provider of the training that the course is approved for continuing education credit in Louisiana.