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Office of Property and Casualty

The Office of Property and Casualty consolidates the regulation of state and federal requirements applicable to commercial and personal lines of property and casualty insurance. This office provides protection to Louisiana consumers and determines whether enhancements or modifications are necessary to assure continued compliance and provide the public and forum for addressing major property and casualty issues facing the state. There are three divisions in operation: Insurance Rating and Policy Forms Division, Compliance Division, and Louisiana Property and Casualty Insurance Commission.

Ed O'Brien, Deputy Commissioner
(225) 342-5203
eobrien@ldi.state.la.us


Insurance Rating and Policy Forms Division

The Insurance Rating and Policy Forms Division reviews rate and rule filings and policy form filings to ensure that Louisiana's rates are not excessive, inadequate or discriminatory and that insurance policies sold and administered in Louisiana are in compliance with applicable statutes, rules and regulations. Additionally, this division provides information, advice and assistance to consumers and industry representatives by responding to inquiries and making public presentations.

Charles Hansberry, Director of Insurance Rating
(225) 342-9055
chansberry@ldi.state.la.us

Linda T. Gonzales, Assistant Director of Insurance Rating
(225) 342-1254
lgonzales@ldi.state.la.us

Rachelle Carter, Director of Policy Forms
(225) 219-5100
rcarter@ldi.state.la.us

Elayne Santangelo, Assistant Director of Policy Forms
(225) 219-5109
esantangelo@ldi.state.la.us


Compliance Division

The Compliance Division monitors the marketing, underwriting, customer service, and claims handling practices of Property and Casualty insurers and producers doing business in Louisiana. Additionally, this Division provides information, advice and assistance to consumers and industry representatives by responding to inquiries, making public presentations and supplying informational pamphlets and brochures.

Neysa Hurst , Assistant Director of Compliance
(225) 342-5455
nhurst@ldi.state.la.us


Louisiana Property and Casualty Insurance Commission

The Louisiana Property and Casualty Insurance Commission will continue the work of the Council on Automobile Insurance Rates and Enforcement in researching and studying laws and programs that affect automobile insurance rates but has also been charged with researching the availability and affordability of property and casualty insurance, including, but not limited to, workers' compensation insurance and homeowners insurance in the state.

Terrell Moss, Director of the Louisiana Property and Casualty Insurance Commission
(225) 342-7187
(225) 342-5281
tmoss@ldi.state.la.us

Joyce Paul, Assistant Director
(225) 342-3036
jpaul@ldi.state.la.us

David Evans, Insurance Compliance Examiner Specialist Supervisor
(225) 342-4612
devans@ldi.state.la.us

Katie Walsh, Insurance Compliance Examiner Specialist
(225) 219-0616
kwalsh@ldi.state.la.us