Volume 9, Issue 8 August 2018


Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.


To find out if Consumer Advocacy will be in your area or to request a speaker for your organization or group, call (225) 219-0619 or send an email to: consumeradvocacy@ldi.la.gov

Upcoming Events 

Mt. Carmel Baptist Church Health Fair

Date: August 4, 2018
Time: 11:00 a.m.- 2:00 p.m.
Location: Mt. Carmel Baptist Church
5262 Prescott Road, Baton Rouge,LA 

Business Building Blocks Workshop

Date: August 10, 2018
Time: 9:00 a.m.- 12:00 p.m.
Location: Southern University, Baton Rouge Campus, T.T. Allain, Room 313
801 Harding Boulevard, Baton Rouge, LA 

St. Tammany Council on Aging Free Medicare Counseling

Date: August 15, 2018
Time: 9:00 a.m.- 12:00 p.m.
Location: Slidell Senior Center
611 Cousin Street, Slidell, LA

Mt. Pilgrim Baptist Church Wellness Fair

Date: August 25, 2018
Time: 10:00 a.m.- 2:00 p.m.
Location: Mt.Pilgrim Baptist Church
9700 Scenic Highway, Baton Rouge, LA


View Louisiana's Open Meetings Law on the legislative website by clicking here.

Back to School Insurance Tips

Students preparing to head back to college should add insurance coverage to their list of things to do.  It’s a good idea to review your coverage and make sure your possessions are properly insured.

Homeowners insurance. If you’re moving into a dorm, your parents’ homeowners policy will likely cover your belongings in case of a loss. Students planning to live off campus should consider renters insurance. The premiums for renters insurance average between $15 and $30 per month, depending on the location and size of the rental unit and the value of your possessions.

Auto insurance. Most states require that you carry at least a minimum amount of liability coverage, which pays damages and injuries to someone else if you are found responsible for an accident you did not intentionally cause. If you want coverage for damages to your car, you will need comprehensive and collision coverage. You will need to purchase your own policy if your name is on the title for your vehicle. But you may be able to stay on your parents’ policy if they own the vehicle.




Medicare Coverage Options

The Senior Health Insurance Information Program (SHIIP) staff are committed to helping you determine if Medicare Advantage Plans or Medicare Supplement Policies are right for you.

Medicare Advantage Plans (Part C) are offered by private companies who Medicare pays to cover hospital (Part A) and medical (Part B) benefits. Some MA Plans include prescription drug coverage (Part D) and some provide vision and dental services.

A Medicare Supplement Policy (Medigap) is private insurance that helps pay for health care costs that Original Medicare doesn’t cover, such as copayments, coinsurance, and deductibles. Click here for more information.

Also, Medicare recipients are reminded to keep an eye out for new Medicare cards. Medicare is mailing new cards with new numbers. Once you receive your new Medicare card, destroy your old card. Click here for frequently asked questions about your new Medicare card.


job seekers


Insurance Tips for Job Seekers

Are you considering a new job? Before you accept a new job offer, consider insurance implications. There may be changes in insurance benefits and out-of-pocket costs. Here are a few tips to help you avoid costly surprises:

  • If your job change includes a move, check your homeowners' policy to make sure personal possessions are covered in-transit. If not, consider a trip transit or floater policy.
  • Before accepting a new job, compare your current health plan with plans offered to assure the available mix of deductibles, co-pays and coinsurance will cost-effectively meet your needs.
  • Find out if your new employer has a mandatory waiting period before health insurance coverage takes effect.

Our insurance checkup tool can help you determine the proper insurance products for your lifestyle and financial habits.



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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214

Baton Rouge, LA 70804-9214