Volume 10, Issue 9
September 2019


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Our monthly newsletter addresses consumer insurance topics as well as timely information on issues affecting senior citizens in Louisiana.

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To find out if Consumer Advocacy will be in your area or to request a speaker for your organization or group, call (225) 219-0619 or send an email to: consumeradvocacy@ldi.la.gov

Upcoming Events   

Free Seminar on Social Security, Retirement and Medicare

Date: September 3, 2019
Time: 9:30 a.m.- 10:30 a.m. Social Security Session
         10:30 a.m.- 11:30 a.m. Medicare Session
Location: Baton Rouge Main Library, Large Meeting Room
7711 Goodwood Boulevard, Baton Rouge, LA

SHIIP and COAST 2019 Medicare Counseling

Date: September 18, 2019
Time: 9:00 a.m.- 12:00 p.m.
Location: Slidell Senior Center
610 Cousin Street, Slidell, LA

 

 

 

View Louisiana's Open Meetings Law on the legislative website by clicking here.

Take the Time to Shop Around

Is it almost time for renewal of your auto or homeowners insurance policy? Now is a good time to shop your insurance rates. You can use the Louisiana Department of Insurance’s online system to compare rates among companies. Keep in mind, the guides are not intended to provide an exact estimate of your cost of insurance. Here are a few tips to help you get the right policy to fit your needs.

  • Ask questions about how your policy works.
  • When you start calling for price quotes, be ready to answer questions about your driving history or the type of home you have.
  • Compare policies and choose the one best suited to your situation.

Watch this video to learn more about the benefits of shopping your rates.

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Healthy Habits  

While you’re shopping your rates, take a look at your life insurance policy. During this life insurance awareness month, it’s important to understand how your lifestyle can affect your insurance rates. When you apply for individual life or health insurance, you provide answers to detailed questions regarding your health. Based on your answers, insurance companies may ask for additional medical information or tests prior to considering your application for coverage. Some of the habits that can increase premium include:

Smoking. Smokers pay higher premiums than non-smokers. Even if you only smoke a few cigarettes a day, an insurance company could charge you the same premium as a heavy smoker.

High- risk activities. Insurance companies typically charge higher premiums if you participate in high-risk activities like horseback riding or motorcycle riding.

Some insurance companies provide information regarding lifestyle and good health habits. Speak with your agent or company to see if you have access to these tools.

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hands of seniors


Lend a Hand in Your Community

The Louisiana Department of Insurance Senior Health Insurance Information Program (SHIIP) invites you to help educate Medicare beneficiaries. Some of the SHIIP volunteer team responsibilities include:

  • Phone contact with clients to provide information, assistance and referrals to resources
  • Assists with marketing duties
  • Gives presentation on Medicare-related issues
  • Promotes local awareness of the program

SHIIP is a part of a national network of programs that offers free, confidential counseling and assistance to people with Medicare. For more information about becoming a volunteer, call us at 1-800-259-5300.

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agent workshop


Thank You

The Louisiana Department of Insurance Division of Public Affairs would like to thank the agents who attended our social media workshop. Keep up with the Department’s activities by liking us on Facebook and following us on Twitter.

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Office of Consumer Advocacy
(225) 219-0619 or (800) 259-5300

P.O Box 94214
www.ldi.la.gov

Baton Rouge, LA 70804-9214
consumeradvocacy@ldi.la.gov