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Division Contacts

Division of Insurance Fraud

Insurance fraud is the willful abuse of an insurance policy for financial gain. Fraud is an intentional act and is illegal. It includes any deliberate deception perpetrated against an insurance company and any deliberate deception committed by an insurance company or its representatives. Insurance fraud is a problem for both insurance companies and consumers.

The Division of Insurance Fraud investigates all instances of alleged or suspected fraud committed by or upon insurance agents, brokers and companies. The Fraud Division assists local, state and federal authorities in fraud investigations, as necessary, and cooperates with industry associations and organizations in the investigation and prevention of fraud.You can report suspected insurance fraud online.

Studies indicate 10 percent or more of property/casualty insurance claims are fraudulent. Fraud is the second most costly white-collar crime in America behind tax evasion. Add it all up and insurance fraud costs Americans billions of dollars each year. Not only does fraud cause higher insurance rates, but it also raises our taxes and inflates prices for consumer goods. In 2008, the Coalition Against Insurance Fraud estimated that insurance fraud costs Americans at least $80 billion annually, nearly $950 a year per family.

Louisiana Automobile Theft and Insurance Fraud Prevention Authority (LATIFPA)

Created by the Louisiana Legislature in 2004, the Louisiana Automobile Theft and Insurance Fraud Prevention Authority (LATIFPA) is housed in the Division of Insurance Fraud. LATIFPA is a public agency whose purpose is to combat motor vehicle insurance fraud, including fraud by theft and other criminal acts. The Legislature also established the Automobile Theft and Insurance Fraud Prevention Authority Fund within LATIFPA. This specially created funding mechanism is used to collect and disburse funds through a grant process for the purpose of combatting motor vehicle theft and insurance fraud.